How it works

1.
Use our app to participate in our Community Pledge Program

The Traditional Insurance Way

The higher a person’s risk of future catastrophe, the higher his or her insurance price will be

A few bad apples try to game the system and commit insurance fraud

The result? The costs of those bad apples are passed on to the other customers of that insurance company

The Branch way

Woman with checkmark

We’re placing a bet that through technology, our community can easily show us the good apples

Magnifying glass and papers

The fewer fraudulent claims we pay, the less cost our community bears

Two persons side by side

The result? We’ll continue to deepen the discount for the good apples, attracting more good people to our community.

Community Pledge is only available in AZ, CO, IN, KS, KY, MD, MI, MO, NE, ND, OH, OK, PA, TN, UT, and WI.